Who Am I?

My name is Moe and I am literally starting my life over personally, professionally, and financially. Yes, that’s a lot! I have a background in management, policy writing, nutrition, and fitness.

Why I Decided to Blog

The purpose of this blog is to create a space for us to share pitfalls and progression strategies with readers to help them overcome financial issues and quite frankly, enable ourselves to live healthier lifestyles-physically, financially, emotionally, and spiritually.

What You Can Expect

Expect to see financial tips for people of all ages, nutrition advice, book reviews, and podcast reviews, etc. Our ultimate goal is to empower ourselves to let go of the fear and anxiety about starting over. We can do this!

What Led Me Here

Food was my best friend for many years. I’ve spent a lot of money on food and I’ve spent a lot of time eating it and wasting it. My love for food caused me to balloon to 230 pounds.

Until recently, I struggled with finances. I purchased my first home at 22. I didn’t know anything about home ownership. Two years later, that bad investment led me to file for Chapter 13 bankruptcy. All debt was paid by 2007. I was back on the horse with a healthy savings account, a higher credit score, and I had fully recovered from a financial catastrophe.

In fact, I was so smart and savvy that I purchased house number two in 2007 as the recession was beginning and the housing market was crashing before our eyes! This house was almost 100 years old, with no upgrades or renovations. But wait, it had a pool! The house flooded every time it rained and numerous repairs broke my savings account again. I borrowed more than what I needed in student loans to finish school just to make house repairs.  Guess where that bad investment led me? Good old Chapter 7 bankruptcy in 2015. At that point, I felt like a failure.

Where am I Today?

After a lot of hard work, sacrifice, and discipline, my credit is finally almost back on track. My savings accounts are looking good and I am making sound investment decisions.

Through diet and exercise, I went from a size 20 to a size 4/6. And my goal is to stay there.

Let’s start a conversation about progression. Let’s help each other gain and share knowledge. Let’s encourage others to move forward in this game called life!




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  1. It’s hard to stay positive when you have things or people that annoy you. However, I do know that getting through the annoyance in a positive manner makes me stronger and builds upon my character. However, it is very challenging to deal with the annoyance on a positive manner. What I do to be positive during the time I am annoyed with things or people is pray. How do you get through the annoying challenges we face in life?

    1. Hi! Time to do lunch soon ! I seek advice from my close friends and mentors and pray just like you. I also don’t let things that I can’t control bother me anymore. We get to start over every day😊. Thank you for leaving a comment!

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